There have been so many changes with the buy to let market.
Income tax relief for landlords is being gradually reduced over 4 years from April 2017, wear and tear allowance has been replaced and stamp duty has increased. (Seek independent tax advice from your accountant or specialist tax adviser to explain how these changes affect your arrangements).
Landlords with four or more buy to let mortgages need to provide lenders with information on their whole portfolio when assessing lending.
I will ensure you fully understand what the full costs are with regards to the mortgage(s) and I will ensure the mortgage application is as smooth and stress free as possible.
Most forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.
A mortgage is a loan secured against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.