Arrange insurance for your new home through Bournemouth's Dorset Financial Planning - Bournemouth Mortgage Broker

Call Julia on:
07862 708429 or 01202 416856
Enquiries:  07862 708429
Call Julia on:
07862 708429 or 01202 416856
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Arrange insurance for your new home through Bournemouth's Dorset Financial Planning


Home Insurance: have you got the right type?

Price Comparison Websites (PCW) have the perceived benefit that they save visitors time, effort and money.  You could be forgiven for thinking it sounds too good to be true.

In 2014 the Financial Conduct Authority conducted extensive consumer research that highlighted a number of concerns with PCW.  

One of these concerns were regarding the various add-ons found when completing a fact find on the PCW is confusing.  For example, people guess the rebuild cost of their property is based on the re sale value of their property even though it is typically much lower. Please see ‘True Value of Household contents’ below.

Another concern was a false sense of security for customers borne out of brand familiarity. However, this misses the point that product features and benefits are often very different and needs to be matched by the needs of the individual.

The outcome is that many homeowners are maybe ending up with the wrong level of cover.

There is also the risk that unless you have the right type of insurance in place to protect probably your most valuable assets, your home and contents, you could find yourself ineligible when it comes to making a claim.

So this all begs the question, ‘Why not let an adviser do it instead?’.

At Dorset Financial Planning we only recommend products that we believe are in your best interests, which is why we’d like to introduce you to Paymentshield’s panel of trusted insurers. They offer a range of flexible benefits that can be tailored to your individual needs and budget.

Get a no-obligation quote today.
Call Dorset Financial Planning today on 07862 708429.

Assessing the true value of household contents

The following examples show that when you assess the variety of contents room by room, it can soon add up!

  • Furniture (wardrobes, beds, mattresses etc) £6,000
  • Jewellery and watches £2,000
  • Soft furnishings £350
  • Shoes and clothes £6,000
  • Carpet and curtains £1,500

  • Furniture £2,000
  • TVs and consoles £2,500
  • Carpet and curtains £800

  • Carpets and curtains £800
  • Furniture £2,000

  • Fridge freezer £500
  • Oven £700

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Contact Us

Address:  Southbourne, Bournemouth, Dorset BH5 2DT
Phone:  07862 708429 or 01202 416856

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.  Dorset Financial Planning is a trading style of Julia Crump, which is an appointed representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority.  TenetLime Limited is entered on the Financial Services Register ( under reference 311266. Principal: Julia Crump
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